• Easy and hassle-free loan process.
• Gold loans will be granted only to individuals.
• Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
• 22 carat Gold’s are accepted as security.
• Offered with 3 months, 6 months and 12 months validity(Repayment Period).

• Quantum of loan differs from one scheme to another.
• Maximum loan amount upto 80% of appraised value of gold can be availed.

• Pledge of Gold ornaments
• Only 22 carat Gold will be accepted as security.

• Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
• Loan amount plus interest needs to be repaid on or before expiry date.

6.50%

1. Anyone who is the member and owns gold ornaments can avail the loan. (Note: Minors are not eligible.)
2. To obtain the loan, you need to submit your gold jewellery (within the Karat range of 18 to 24 k) at your nearest branch.
3. The loan amount will be sanctioned on the basis of gold valuation which involves verification of its purity.
4. The weight of stones etc. fixed on the ornaments will be deducted for the intention of valuation.

1. To abide by the KYC (Know Your Customer) Policy of RBI and approved KYC norms of our Company,
2. we insist to produce one document of identity proof (Such as
3. Ration Card with photo,
4. Driving License,
5. PAN Card, Voter ID card,
6. Passport,
7. Aaadhar Card etc.) and
8. one document of residential address proof (Such as
9. Telephone Bill,
10. Electricity Bill,
11. Water Bill,
12. Bank account / Credit Card Statement, Municipal / Local/House Tax Bill / Receipt, Authentic Rent Receipt / Lease Document, Letter from reputed employer/ Public Authority).
13. There are no end-use restrictions in gold loans